The biggest financial delusion of all is the conception that buying a house is the biggest expense that the average person ever has. Totally wrong! The biggest expense is not the cost of the house itself, but the interest you pay over the life of the mortgage. The interest costs you much more than the house sold for. Add up the total interest costs that most people pay over their lifetimes, mortgage interest, credit card interest, car loans, etc, and you will see that interest is the biggest single expense for almost everybody. Paying interest is totally voluntary. Instead of paying interest to somebody else, and making them wealthy, if you only invested that money, instead of giving it to somebody else, you would become so wealthy that you could afford to buy anything that your heart desires, and pay cash for it.
Ironically, everything costs less when you pay cash, because you don’t have the extra interest expense, and usually the cost of extra insurance too. Getting off the interest treadmill will make you wealthy, instead of the lenders, and reduce your cost of living dramatically. The lower your cost of living, the easier, and quicker, it is to become financially independent. Interest is what makes people wealthy, but unfortunately it makes the people who receive it wealthy, and not the people who pay it.
If you did nothing in your entire life except invested all the money that you spent on interest, you will become very wealthy.